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Hello rockin982, credits significant increase was needed mainly for multiplayer, where you can have many accounts (on each one 5 characters), then fighting (especially PvP) can cost quite alot money. Next to this you can spent money on already mentioned cloaking device or put them into commodities needed to building clan bases. Multiplayer and SP cannot be separated in this, for SP you can after campaign end try buy some from battleships/dreadnoughts which some (without cloak) need around 250M …