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Hi Zebu. If all your characters are on the same ID then they all share the same bank. If you deposit credits into the bank from one char you can then switch to a different character and withdraw the credits onto it. Also you can see how much credits you have in the bank by typing /balance Hope this helps

The transfer command is used to transfer credits from the bank of one ID to another IDs bank. A lot of us on here have more than one ID, so we use this command to send credits from one ID to the other