I don't mind opinions, but please get facts straight about star citizen:Taken from their FAQ: What happens if I don’t have insurance?Your character will have to buy a new ship with any credits he has, or if he doesn’t have enough credits fly missions for a third party (both NPC and player) until he’s earned enough to buy his own ship again. Is Star Citizen “free to play”? A subscription game?To play Star Citizen you need only to buy the initial game. There will never be a monthly charge for usa…